Privacy Policy
What does Bank of Bird-in-Hand do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number and income
- Account balances and payment history
- Credit history and credit score
When you are no longer our customer, we continue to share your information as described by this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Bird-in-Hand chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Bank of Bird-in-Hand share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
Questions? Or to limit sharing
Call us at 717.768.8811 or visit www.bihbank.com
Who we are
Who is providing this notice?
Bank of Bird-in-Hand
How does Bank of Bird-in-Hand protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Bird-in-Hand collect my personal information?
We collect your personal information, for example, when you:
- Open an account or make deposits
- Pay your bills or apply for a loan
- Provide account information
We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. Bank of Bird-in-Hand has no affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bank of Bird-in-Hand does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bank of Bird-in-Hand doesn’t jointly market.
Other important information
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
For important information concerning our online privacy practices, see our online Terms of Use Disclosure located on our website. You may have other privacy protections under state laws, such as California, Massachusetts, Nevada, or Vermont. To the extent these state laws apply, we will comply with them with regard to our information security practices.
Changes to this Policy and Contact Information
Bank of Bird-in-Hand may update this Policy from time to time. Bank of Bird-in-Hand may notify you of an update to this Policy by any reasonable means, including by email, online account notification, mobile application pop-up, or regular mail. You agree that if you choose to continue to use the Services after Bank of Bird-in-Hand sends you such a notification (allowing one week from the sent date for delivery of regular mail), you are bound to the most recent version of the Policy. You should periodically check the effective date at the top of this Policy to ensure you are aware of the most recent version of this Policy and the important information described in it.
As of April 2021.