Products & Services for Businesses

The Bank of Bird-in-Hand offers a variety of solutions for your needs.

Please contact us at (717) 929-2235 to speak to someone about a Business/Ag loan
or (717) 929-2276 to speak to Ron Velez about setting up Business Accounts.

Business Checking Accounts
Small Business Checking Business Checking Business Interest Checking Non-Profit Checking Non-Profit Interest Checking
Best For No Minimum Balance No Item Limit Higher interest No Minimum Balance Higher interest
Bank by mail services* Yes Yes Yes Yes Yes
Online banking with Bill Pay Yes Yes Yes Yes Yes
Bank by phone service Yes Yes Yes Yes Yes
Visa Business Debit Card ** Yes Yes Yes Yes Yes
Tiered Interest Rate (2) Yes Yes
Courier service* Yes Yes Yes Yes Yes
Minimum Opening Deposit $50 $500 $1,000 $50 $50
Minimum Daily Balance to avoid monthly service charge $0 $500 $100 $0 $0
Monthly Service Charge 200 free items processed per month ($.40/item in excess of 200) (3) $10 $15 400 free items processed per month ($.15/item in excess of 400) (3) 400 free items processed per month ($.15/item in excess of 400) (3)

* Some restrictions may apply.
** Foreign ATM fees may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.

Business Savings Accounts
Business Savings Business Money Market
Best For Lower Minimum Balance Higher Interest
Bank by mail services* Yes Yes
Bank by phone service Yes Yes
Online banking with Bill Pay Yes Yes
Visa Business Debit Card** Yes
Tiered Interest Rate (2) Yes Yes
Courier service* Yes Yes
Minimum Opening Deposit $500 $5,000
Minimum Daily Balance to avoid monthly
service charge
$500 $5,000
Monthly Service Charge $10 $15

* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.

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Bank of Bird-in-Hand Mission Statement
“To cultivate lasting customer relationships by providing quality banking services
with integrity in the markets we serve.”