Products & Services for Businesses

The Bank of Bird-in-Hand offers a variety of solutions for your needs.

Please contact us at (717) 929-2235 to speak to someone about a Business/Ag loan
or (717) 929-2276 to speak to a Business Development Officer about setting up Business Accounts.

Business Checking Accounts
Account type » Small Business Checking Business Checking Business Interest Checking Non-Profit Checking Non-Profit Interest Checking
Best For No Minimum Balance No Item Limit Higher interest No Minimum Balance Higher interest
Bank by mail services* Yes Yes Yes Yes Yes
Online banking with Bill Pay Yes Yes Yes Yes Yes
Bank by phone service Yes Yes Yes Yes Yes
Visa Business Debit Card ** Yes Yes Yes Yes Yes
Tiered Interest Rate (2) Yes Yes
Courier service* Yes Yes Yes Yes Yes
Minimum Opening Deposit $50 $500 $1,000 $50 $50
Minimum Daily Balance to avoid monthly service charge $0 $500 $100 $0 $0
Monthly Service Charge 200 free items processed per month ($.40/item in excess of 200) (3) $10 $15 400 free items processed per month ($.15/item in excess of 400) (3) 400 free items processed per month ($.15/item in excess of 400) (3)

* Some restrictions may apply.
** Foreign ATM fees may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.

Business Savings Accounts
Account type » Business Savings Business Money Market
Best For Lower Minimum Balance Higher Interest
Bank by mail services* Yes Yes
Bank by phone service Yes Yes
Online banking with Bill Pay Yes Yes
Visa Business Debit Card** Yes
Tiered Interest Rate (2) Yes Yes
Courier service* Yes Yes
Minimum Opening Deposit $500 $5,000
Minimum Daily Balance to avoid monthly
service charge
$500 $5,000
Monthly Service Charge $10 $15

* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.

Photo of two people shaking hands

Bank of Bird-in-Hand Mission Statement
“To cultivate lasting customer relationships by providing quality banking services
with integrity in the markets we serve.”