Products & Services for Businesses
The Bank of Bird-in-Hand offers a variety of solutions for your needs.
Please contact us at (717) 929-2235 to speak to someone about a Business/Ag loan
or (717) 929-2276 to speak to Ron Velez about setting up Business Accounts.
| Small Business Checking | Business Checking | Business Interest Checking | Non-Profit Checking | Non-Profit Interest Checking | |
|---|---|---|---|---|---|
| Best For | No Minimum Balance | No Item Limit | Higher interest | No Minimum Balance | Higher interest |
| Bank by mail services* | Yes | Yes | Yes | Yes | Yes |
| Online banking with Bill Pay | Yes | Yes | Yes | Yes | Yes |
| Bank by phone service | Yes | Yes | Yes | Yes | Yes |
| Visa Business Debit Card ** | Yes | Yes | Yes | Yes | Yes |
| Tiered Interest Rate (2) | – | – | Yes | – | Yes |
| Courier service* | Yes | Yes | Yes | Yes | Yes |
| Minimum Opening Deposit | $50 | $500 | $1,000 | $50 | $50 |
| Minimum Daily Balance to avoid monthly service charge | $0 | $500 | $100 | $0 | $0 |
| Monthly Service Charge | 200 free items processed per month ($.40/item in excess of 200) (3) | $10 | $15 | 400 free items processed per month ($.15/item in excess of 400) (3) | 400 free items processed per month ($.15/item in excess of 400) (3) |
* Some restrictions may apply.
** Foreign ATM fees may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
| Business Savings | Business Money Market | |
|---|---|---|
| Best For | Lower Minimum Balance | Higher Interest |
| Bank by mail services* | Yes | Yes |
| Bank by phone service | Yes | Yes |
| Online banking with Bill Pay | Yes | Yes |
| Visa Business Debit Card** | – | Yes |
| Tiered Interest Rate (2) | Yes | Yes |
| Courier service* | Yes | Yes |
| Minimum Opening Deposit | $500 | $5,000 |
| Minimum Daily Balance to avoid monthly service charge |
$500 | $5,000 |
| Monthly Service Charge | $10 | $15 |
* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
