Products & Services - Personal

The Bank of Bird-in-Hand offers a variety of accounts for your needs.

Bank by Phone: 1 (855) 375-2265

Personal Checking Accounts
Consumer Checking Interest Checking
Best For Low Minimum Balance Interest Bearing
Unlimited check writing Yes Yes
Customers 50+ no charge basic checks Yes Yes
Bank by mail services* Yes Yes
Online banking Yes Yes
Online banking with Bill Pay Yes Yes
Mobile Banking Yes Yes
VISA Debit Card** Yes Yes
Tiered Interest Rate (2) Yes
Minimum Opening Deposit $50 $500
Minimum Daily Balance to avoid monthly service charge $0 $500
Monthly Service Charge $0 $10

* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
(3) A minor is considered any person under 18 years of age.

Personal Savings Accounts
Savings
(1)
Minor Savings
(1)
Money Market (1)
Best For Low Minimum Balance Customers under 18 Higher interest
Bank by mail services* Yes Yes Yes
Online banking Yes Yes Yes
Online banking with Bill Pay Yes
Mobile Banking Yes Yes
VISA Debit Card** Yes
Tiered Interest Rate (2) Yes Yes
Minimum Opening Deposit $100 $10 $5,000
Minimum Daily Balance to avoid monthly service charge $100 $100*** $5,000
Monthly Service Charge $10 $10*** $10

* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
(3) A minor is considered any person under 18 years of age.

Photo of two people shaking hands

Bank of Bird-in-Hand Mission Statement
“To cultivate lasting customer relationships by providing quality banking services
with integrity in the markets we serve.”