Products & Services - Personal
The Bank of Bird-in-Hand offers a variety of accounts for your needs.
Bank by Phone: 1 (855) 375-2265
| Account type » | Consumer Checking | Interest Checking |
|---|---|---|
| Best For | Low Minimum Balance | Interest Bearing |
| Unlimited check writing | Yes | Yes |
| Customers 50+ no charge basic checks | Yes | Yes |
| Bank by mail services* | Yes | Yes |
| Online banking | Yes | Yes |
| Online banking with Bill Pay | Yes | Yes |
| Mobile Banking | Yes | Yes |
| VISA Debit Card** | Yes | Yes |
| Tiered Interest Rate (2) | – | Yes |
| Minimum Opening Deposit | $50 | $500 |
| Minimum Daily Balance to avoid monthly service charge | $0 | $500 |
| Monthly Service Charge | $0 | $10 |
* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
(3) A minor is considered any person under 18 years of age.
| Account type » | Savings (1) |
Minor Savings (1) |
Money Market (1) |
|---|---|---|---|
| Best For | Low Minimum Balance | Customers under 18 | Higher interest |
| Bank by mail services* | Yes | Yes | Yes |
| Online banking | Yes | Yes | Yes |
| Online banking with Bill Pay | – | – | Yes |
| Mobile Banking | Yes | – | Yes |
| VISA Debit Card** | – | – | Yes |
| Tiered Interest Rate (2) | – | Yes | Yes |
| Minimum Opening Deposit | $100 | $10 | $5,000 |
| Minimum Daily Balance to avoid monthly service charge | $100 | $100*** | $5,000 |
| Monthly Service Charge | $10 | $10*** | $10 |
* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
(3) A minor is considered any person under 18 years of age.
