Products & Services - Personal

The Bank of Bird-in-Hand offers a variety of accounts for your needs.

Bank by Phone: 1 (855) 375-2265

Personal Checking Accounts
Account type » Consumer Checking Interest Checking
Best For Low Minimum Balance Interest Bearing
Unlimited check writing Yes Yes
Customers 50+ no charge basic checks Yes Yes
Bank by mail services* Yes Yes
Online banking Yes Yes
Online banking with Bill Pay Yes Yes
Mobile Banking Yes Yes
VISA Debit Card** Yes Yes
Tiered Interest Rate (2) Yes
Minimum Opening Deposit $50 $500
Minimum Daily Balance to avoid monthly service charge $0 $500
Monthly Service Charge $0 $10

* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
(3) A minor is considered any person under 18 years of age.

Personal Savings Accounts
Account type » Savings
(1)
Minor Savings
(1)
Money Market (1)
Best For Low Minimum Balance Customers under 18 Higher interest
Bank by mail services* Yes Yes Yes
Online banking Yes Yes Yes
Online banking with Bill Pay Yes
Mobile Banking Yes Yes
VISA Debit Card** Yes
Tiered Interest Rate (2) Yes Yes
Minimum Opening Deposit $100 $10 $5,000
Minimum Daily Balance to avoid monthly service charge $100 $100*** $5,000
Monthly Service Charge $10 $10*** $10

* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
(1) Federal Reserve Board Regulation D limits the number of withdrawals to six (6) per statement cycle
which is explained in the Terms and Conditions Account Disclosure. Exceeding the limit on a regular basis
may result in a fee and the account may be subject to closure.
(2) Fees may reduce earnings.
(3) A minor is considered any person under 18 years of age.

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Bank of Bird-in-Hand Mission Statement
“To cultivate lasting customer relationships by providing quality banking services
with integrity in the markets we serve.”