Important Scam Alert! We have been made aware of a scam targeting customers, where fraudsters call and falsely claim to be Bank of Bird-in-Hand fraud employees. No Bank of Bird-in-Hand employee will call and ask you to download an app or make a withdrawal. If you receive a call like this, please hang up, and contact the Bank.

On Wednesday, May 21, our Branches and Gelt Buses will be closing early for our retail staff to participate in training. Our Lykens Valley Branch, and Buses 1 & 3 will close at 2 PM. Our Bird-in-Hand, Intercourse, Paradise, Ephrata, Manheim, and Schaefferstown branches and Bus 2 will close at 3 PM. On Monday, May 26, the Bank is closed in observance of the Memorial Day holiday. As always, our ATMs, Bank-by-Phone, Mobile app, and Online Banking are available for your banking needs.

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Bank by Phone: 855-375-2265
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Online Banking Login
Bank by Phone: 855-375-2265
Contact Us
  • Personal
    • Personal Checking
    • Personal Savings & CDs
  • Business
    • Business Checking
    • Business Savings
    • Non-Profit
    • Cash Management Tools
  • Lending
    • Personal Loans and Mortgage Lenders
    • Commercial and Agriculture Loans
  • Locations
    • Branches and Hours
    • Mobile Branch
  • Resources
    • Blog/News
      • Press Releases
    • Financial Education
    • Disclosures
    • Security
  • About
    • Community
      • Donations & Sponsorships
  • Investor Relations
  • Careers

Personal Checking

Checking Accounts in Central Pa.

Take some of the stress out of your day-to-day routine by opening checking accounts in Central Pa. that are easy to access and even easier to understand. With Bank of Bird-in-Hand personal checking accounts you can manage your money your way, and we’re always here to help if you need us.


Bank of Bird-in-Hand Personal Checking Account Options

By connecting with our customers we’re able to make banking less complicated. Whether you’re ready to open a personal checking account today or are interested in talking about your options, when you meet with us face-to-face, we’ll work with you to find a solution that fits your unique needs.

At Bank of Bird-in-Hand, we put your convenience first. That’s why we don’t charge for paper statements, and for ages 50+, there is no charge for basic checks. From first-time accounts to long-serving customers, we offer personalized banking solutions designed to meet you wherever you are in your financial journey.


Explore your options for checking accounts in Central Pa.

Account TypeConsumer CheckingInterest Checking
Unlimited Check WritingYesYes
Customers ages 50+ 
No Charge Basic Checks
YesYes
Bank By Mail*YesYes
Bank By PhoneYesYes
Online BankingYesYes
Online Banking with Bill PayYesYes
Mobile BankingYesYes
Visa Debit Card**YesYes
Tiered Interest Rate(1)––Yes
Minimum Opening Deposit$50$500
Minimum Daily Balance to Avoid Monthly Service Charge$0$500
Monthly Service Charge$0$10
Minimum Daily Balance to Earn Interest––$500

* Some restrictions apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.

(1) Fees may reduce earnings.


Community-Minded Banking For Everyday Accounts

Looking for effortless checking accounts in Central Pa.? Let us help you simplify your day-to-day banking needs.

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To cultivate lasting customer relationships by providing quality banking services with integrity in the markets we serve.


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Bank by Phone: 855-375-2265
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Bird-in-Hand

309 N. Ronks Road
Bird-in-Hand, PA 17505
(717) 929-2210

Ephrata

1759 W. Main Street
Ephrata, PA 17522
(717) 929-2030

Intercourse

3540 Old Philadelphia Pike
Intercourse, PA 17534
(717) 929-0829

Lending & Operations Center

3320 Lincoln Highway E, Suite 8
Paradise, PA 17562
(717) 768-8811

Lykens Valley

5414 State Route 25,
Suite 101
Lykens, PA 17048
(717) 929-0760

Manheim

118 Doe Run Road
Manheim, PA 17545
(717) 879-6640

Paradise

3314 Lincoln Highway E
Paradise, PA 17562
(717) 929-2279

Schaefferstown

2483 Stiegel Pike
Schaefferstown, PA 17088
(717) 949-4106

NMLS #: 1236471
Routing #: 031319320
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If you think you’ve been a victim of fraud, please contact a Bank of Bird-in-Hand branch for further assistance.

As a reminder, Bank of Bird-in-Hand will never contact you by telephone, email, text message or any other communication method and ask for your account information, one time passcode, social security number, online banking username and password or any other confidential information. If you do receive a request for information, purportedly from Bank of Bird-in-Hand, please contact us immediately.