Products & Services for Businesses

You've worked hard to start and grow your business.

As your business grows, you may find yourself spending too much time on simple details, rather than focusing on the future of your organization. Bank of Bird-in-Hand understands the value of time for business owners. Our Business Solution Products work hand-in-hand with your business, helping to save your time and money, and allowing you to concentrate on what matters most.

Our Business Solutions include:

  • Earn up to 2.79% APY with our Business Money Market*
  • Remote Deposit Capture (RDC) – scan and transmit checks directly from your business to the bank.
  • Automated Clearing House (ACH) Transfers – move money between banks electronically for fast and secure transaction processing.
  • QuickBooks® Compatibility with Online Banking – seamlessly integrates your QuickBooks bookkeeping software with Bank of Bird-in-Hand’s online banking portal.
  • Positive Pay – helps detect fraud before it happens.

Please contact us to connect with a Business Development Officer about Business Deposit Accounts or Business Solutions. For Business/Ag loan inquiries, call (717) 929-2235.

*Business Money Market Account 2.28% APY (Annual Percentage Yield) requires a minimum opening deposit of $5,000.00. The interest rate and APY for your account depend on the applicable rate tier. Tier 1: If your daily balance is $0.00 up to $699,999.99 you will earn an interest rate of 2.25% and an APY of 2.28%. Tier 2: If your daily balance is $700,000.00 or more, you will earn an interest rate of 2.75% with a 2.79% APY. Average Daily Balance Requirement of $5,000.00 to avoid a $15 monthly fee. Fees may reduce earnings. APY is subject to change at any time. Rates valid as of October 10, 2023. Available at all Bank of Bird-in-Hand locations.

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Account type » Small Business Checking Business Checking Business Interest Checking Non-Profit Checking Non-Profit Interest Checking Business Savings Business Money Market
Bank by mail services* Yes Yes Yes Yes Yes Yes Yes
Bank by phone service Yes Yes Yes Yes Yes Yes Yes
Online banking with Bill Pay Yes Yes Yes Yes Yes Yes
Visa Business Debit Card ** Yes Yes Yes Yes Yes Yes
Tiered Interest Rate (1) Yes Yes Yes Yes
Courier service* Yes Yes Yes Yes Yes Yes Yes
Minimum Opening Deposit $50 $500 $1,000 $50 $50 $500 $5,000
Minimum Daily Balance to avoid monthly service charge $0 $500 $1,000 $0 $0 $500 $5,000
Transaction Cost 200 free items process per month; $.40/item in excess of 200 (2) 400 free items processed per month; $.15/item in excess of 400 (2) 400 free items processed per month; $.15/item in excess of 400 (2)
Monthly Service Charge $10 $15 $10 $15

* Some restrictions apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Fees may reduce earnings.
(2) Items processed include checks deposited, checks paid, and ACH transactions.

Bank of Bird-in-Hand Mission Statement

“To cultivate lasting customer relationships by providing quality banking services
with integrity in the markets we serve.”