Products & Services - Personal
The Bank of Bird-in-Hand offers a variety of accounts for your needs.
Bank by Phone: 1 (855) 375-2265
| Account type » | Consumer Checking | Interest Checking | Money Market | Savings | Minor Savings (2) | New Savings | Consumer High Yield Savings |
|---|---|---|---|---|---|---|---|
| Unlimited check writing | Yes | Yes | Yes | – | – | – | – |
| Consumers 50+ no charge basic checks | Yes | Yes | – | – | – | – | – |
| Bank by mail services* | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Bank by phone | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Online Banking | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Online banking with Bill Pay | Yes | Yes | Yes | – | – | – | – |
| Mobile Banking | Yes | Yes | Yes | Yes | – | Yes | Yes |
| VISA Debit Card** | Yes | Yes | Yes | – | – | – | – |
| Tiered Interest Rate (1) | – | Yes | Yes | Yes | Yes | Yes | Yes |
| Minimum Opening Deposit | $50 | $500 | $5,000 | $100 | $10 | $5,000**** | $10,000**** |
| Minimum Daily Balance to avoid monthly service charge | $0 | $500 | $5,000 | $100 | $100*** | $5,000 | $0 |
| Monthly Service Charge | $0 | $10 | $10 | $10 | $10*** | $15 | $0 |
| Minimum Daily Balance to earn interest | – | $500 | – | $100 | – | – | $10,000 |
| Transaction Cost | – | – | As of 1/1/25:
6 free debit transaction per month; $.25/item in excess of 6 (3) |
As of 1/1/25:
6 free debit transaction per month; $.25/item in excess of 6 (3) |
As of 1/1/25:
6 free debit transaction per month; $.25/item in excess of 6 (3) |
As of 1/1/25:
6 free debit transaction per month; $.25/item in excess of 6 (3) |
As of 1/1/25:
6 free debit transaction per month; $.25/item in excess of 6 (3) |
* Some restrictions apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
*** Waived until 18th birthday.
**** Must come from funds not currently held at the Bank.
(1) Fees may reduce earnings.
(2) Account is for minors (under the age of 21) only.
(3) Qualifying transactions include Automated Clearing House (ACH) and checks cleared.
